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Money can be deposited in the digital wallet prior to any transactions or, in other cases, an individual's bank account can be linked to the digital wallet. Users might also have their driver's license, health card, loyalty card and other ID documents stored within the wallet. The credentials can be passed to a merchant's terminal wirelessly via near field communication . No more filling in your card details every time you check out, or fumbling for your wallet at the store. Your payment information is saved in one protected, central location. The card number is never stored in the app itself, but is instead assigned a unique virtual number. (Refer to the Privacy & Security section for privacy protections Union Bank provides to its Web site visitors). If you provide the business with information, its use of that information will be subject to that business's privacy policy. We recommend you review their information collection policy, or terms and conditions to f...